Cars
Buying a car is a big step, and it's important to think about what you want before you start looking. How much do you want to spend? Where should you buy your car? Making these important decisions will help you to avoid problems later on.
What to consider
First, decide what you want and how much you can afford. Include the cost of insurance, MOT, road tax, petrol, repairs and servicing. If you are taking out a loan, add up the repayments and include any protection insurance.
Don't rush into a decision. Look at car magazines and price guides to see what is available for the price you want to pay, and to check the value of any car you want to trade in. Also many consumer magazines such as “Which?” will give independent reviews on cars which could help you make a decision. Then start shopping around by visiting dealers to find out what they've got in your price range. If you don't know much about cars, it's a good idea to take someone with you who does.
Look for reputable dealers - ask the advice of friends who may have had experience. Look for a trade association sign. This should mean the dealer follows a code of practice such as the Code of Practice for the Motor Industry.
Some breakdown recovery packages offer a free inspection as part of your membership or you could pay for an independent inspection by a professional mechanic or one of the motoring organisations. It costs between £100 and £300, but could save you money in the long run.
The Retail Motor Industry Federation or the Scottish Motor Trade Association can give you a list of dealers that are trade association members and follow a code of practice.
